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Define Your Risk
Investment portfolios have risk. Downturns occur periodically. Companies grow and mature. Some companies whither and die. Statistics...
Are S&P 500 Returns Normally Distributed?
Does a normal distribution, or bell curve, accurately model returns for the S&P 500? Below are plots of 47 years or return data sorted by...
Portfolio Considerations
The investment universe offers a lot of possibilities. The goal is to construct a portfolio which meets the investors requirements for...
Investment Options
Investment is the action of purchasing something today, called an asset, with the goal of having it increase in value over time such that...
Four Steps To Financial Freedom
Here is an initial plan to get yourself into the best position to make your retirement a success: 1) Pay Off High Interest Debt. Good...
The Nature Of Risk And Reward
There is a correlation between asset return and risk. When seeking higher return or reward you normally assume larger risks. We define...
Compounding Can Work For You Or Against You
Compounding is where the positive or negative return is dependent upon both the starting amount, or principle, as well as the return. ...
Inflation - Your Biggest Worry
Assets need to grow above the inflation rate in order to grow at all. Inflation is the biggest worry when trying to grow assets for...
How Much Do You Need To Retire
The amount you need to retire depends upon the length of retirement, inflation rate and anticipated return on money used for retirement....
What Happens After The Bond Bull Market?
The 35 year bull market in bonds has seen rates on the U.S 10 year treasury fall from 15.32% in September, 1981 to a bottom of around...
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